Debt Minimisation
Why Smart Borrowers Pay Extra and Don’t Drop Their Repayments When Rates Fall
There’s a psychological trap buried in every interest rate cut — and it catches even the most diligent
6 April 2025
Home Loan Variable: 5.74% (5.79%*) • Home Loan Fixed: 5.99% (5.92%*) • Fixed: 5.99% (5.92%*) • Variable: 5.74% (5.79%*) • Investment IO: 5.99% (6.02%*) • Investment PI: 5.88% (5.93%*)